Home Loan Mortgage Brokers
for your next loan application
5.14% (5.17%)*
Mortgage brokers work with you to ensure your next home loan is simpler, faster, and often more cost effective.
Our mortgage brokers provide access to a wide panel of over 40 lenders—including major banks, regional banks, credit unions, and non bank lenders. We provide your with clear and transparent information, allowing you to compare rates, fees, and features from multiple lenders and a range of products. Your mortgage broker will help match your goals (e.g., lower repayments, flexible features, or faster approvals) with the right product.
If you don't already have your own mortgage broker or are looking to buy your first home. Why don't you learn more about our mortgage brokers or just get in touch today on 1300 029 053.
Our Home Loan Lenders
Benefits of a mortgage broker
There are a range of different reasons why you should be working with a mortgage broker for your next home loan. We have prepared a summary of the top 4 reasons you should have a mortgage broker managing your home loan.
- Bespoke Advise
- Save You Time
- Ongoing Support
- Negotiate Interest Rates
- Best Interest Duty
Our mortgage brokers work with over 40 different lenders. Each lender has their own credit lending policies, brokers will navigate these polices for you and structure your application to suit your situation. Whether you are a first home buyer seeking access to government grants, self employed with limited financials, an investor, or just looking to refinance your home loan. Mortgage brokers will help you understand the benefits and limitations of choosing between fixed, variable, or split loans, explain features such as offset accounts, redraw facilities, fee waivers, and cash back offers, ensuring you understand trade offs like break costs or package fees.
Brokers save you time by handling paperwork from loan applications, updating your pre approval, and managing lender follow up questions. They speak directly with banks credit assessors and relationship managers to streamline verification, ordering valuation, and preparing your loan for settlement. A good mortgage broker will reduce friction and the risk of avoidable delays. They know lender appetites and niche policies (e.g., for unusual property types or complex income), they will work with you to avoid unnecessary credit enquiries that might affect your future score.
Beyond settlement, our mortgage brokers offers ongoing support—monitoring the interest rate on your home loan, reviewing your loan annually, and advising when refinancing could save money or improve flexibility. They can also provide local insights on state grants, stamp duty concessions, and lenders’ mortgage insurance (LMI) strategies to manage deposit and LVR considerations. Our mortgage brokers are always available to your, when you have a simple questions or are experiencing a problem with your lender. We always encourage our customer to remain in contact and reach out any time they have a question or concern.
Did you know some lenders do not offer their best interest rate upfront?
These lenders expect you to ask for a discount for each loan. Our mortgage brokers work with these lenders regularly and are able to negotiate a better interest rate on your behalf. We are able to leverage our relationships to sharpen rates or reduce fees where possible. Whether you are apply for a new loan or simply want to improve the interest rate on your current home loan, we manage this process for your.
Importantly, mortgage brokers in Australia are subject to a Best Interest Duty. They have a legal obligation to ensure they recommend loan options that are in your best interest—not the interest of lender’s or their own personal benefit. They are also required to disclose commissions and any fees, which our mortgage brokers do some via our Credit Proposal document. For our borrowers, the mortgage broker services is at no direct cost, as lenders pay us an upfront commission when the loan settles.